These Terms and Conditions constitute a legally binding agreement between you ("the Player" or "User") and 98ab ("the Platform", "we", "us", "our") governing your access to and use of the 98ab online gaming platform at 98ab.bid. By registering an account, accessing the website, or placing any wager through 98ab, you confirm that you have read, understood, and agree to be bound by these Terms in their entirety. If you do not agree, you must not use 98ab.
In these Terms and Conditions, the following expressions shall carry the meanings assigned below unless the context expressly requires otherwise:
By accessing 98ab.bid, creating an account, logging in to an existing account, making a deposit, or placing any wager through the 98ab platform — whether on cricket, PSL markets, live casino games, slots, or any other product — you confirm, without reservation, that you have read these Terms and Conditions in full, that you understand their meaning and legal effect, and that you irrevocably agree to be bound by them.
These Terms and Conditions apply in conjunction with any game-specific rules, bonus terms, and promotional terms that may be published on the 98ab platform from time to time. In the event of any conflict between these Terms and Conditions and any game-specific or promotional terms, these Terms and Conditions shall prevail unless the supplementary terms expressly state otherwise.
Access to and participation in any 98ab gaming activity is strictly restricted to individuals who are 21 years of age or older at the time of registration and at all times during their use of the platform. This is an absolute, non-negotiable requirement. 98ab employs age verification measures at the point of registration and during KYC review. Any Player found to be under 21 years of age will have their account immediately suspended, all winnings forfeited, and all deposits (less any withdrawals already made) returned at 98ab's discretion.
Each natural person may hold only one active account with 98ab at any given time. The maintenance of multiple accounts — whether using the same or different personal information — constitutes a material breach of these Terms and will result in the closure of all associated accounts. Any winnings accumulated across duplicate accounts shall be void and any balances within such accounts subject to forfeiture.
Players must provide complete, accurate, and truthful information at the time of registration with 98ab. This includes but is not limited to: full legal name (as it appears on your CNIC or valid government-issued identity document), date of birth, residential address, email address, and Pakistani mobile number. 98ab reserves the right to request documentary evidence verifying any registration information at any time. Providing false or misleading registration details constitutes grounds for immediate account termination and forfeiture of all balances.
Prior to processing any withdrawal from a 98ab account, and at the Platform's discretion during normal account operation, Players are required to complete the KYC verification process. This requires submission of:
Failure to complete KYC verification within a reasonable timeframe when requested by 98ab may result in the suspension of withdrawal functionality until verification is satisfactorily completed.
98ab primarily serves English-speaking Pakistani players. Players are responsible for ensuring that their access to and use of the 98ab platform complies with the laws applicable in their jurisdiction of residence. 98ab makes no representations regarding the legality of its services in any particular jurisdiction beyond those in which it is licensed to operate.
The 98ab account holder is solely responsible for maintaining the confidentiality and security of their account login credentials, including username, password, and any two-factor authentication codes associated with the account. Players must not share their account credentials with any third party under any circumstances.
98ab will never ask a Player for their password via email, live chat, or any other communication channel. Any communication purporting to be from 98ab and requesting a Player's password should be treated as fraudulent and reported to 98ab support immediately.
Players must notify 98ab support immediately upon becoming aware of any unauthorised access to, or suspicious activity within, their account. 98ab accepts no liability for losses arising from a Player's failure to adequately secure their account credentials, except to the extent that such loss is directly attributable to negligence on the part of 98ab.
98ab accepts deposits exclusively in Pakistani Rupees (PKR) through the following verified payment channels: JazzCash, EasyPaisa, Habib Bank Limited (HBL), United Bank Limited (UBL), and Meezan Bank. The minimum deposit amount is Rs 200. 98ab reserves the right to modify accepted payment methods, minimum deposit thresholds, and processing arrangements at any time with reasonable notice to Players.
All funds deposited to a 98ab account must originate from a payment account held in the Player's own name. Deposits from third-party accounts, including but not limited to accounts held by family members, friends, or business associates, are strictly prohibited and will result in account suspension pending investigation.
Withdrawals from a 98ab account are subject to the following conditions:
98ab is committed to full compliance with applicable anti-money laundering (AML) regulations and international financial crime prevention standards. 98ab reserves the right to conduct enhanced due diligence on any account, to request additional documentation explaining the source of funds deposited, and to delay or refuse withdrawal requests where AML concerns are identified. Suspicious transaction reports may be filed with relevant authorities where legally required, without prior notification to the Player.
98ab offers various promotional incentives to new and existing Players, including welcome bonuses, deposit match bonuses, free bets, free spins, cashback offers, and VIP programme rewards. All such promotions are subject to the following general terms, in addition to any promotion-specific terms published on the 98ab platform:
All games offered through the 98ab platform — including cricket and sports betting markets, live dealer casino games (baccarat, roulette, blackjack, poker, Dragon Tiger, Sic Bo), slot games, fishing games, and any other product — are governed by the specific rules for that game as displayed within the 98ab platform interface. These general Terms and Conditions apply in addition to, and do not supersede, any product-specific rules.
Players acknowledge that:
The following actions constitute serious breaches of these Terms and Conditions and will result in immediate account suspension, forfeiture of balances, and potential legal action where applicable:
98ab is committed to promoting responsible gaming practices and player welfare. We take our obligations in this area seriously, both as a matter of ethical operation and as a condition of our international gaming licence. Players are encouraged to make use of the following responsible gaming tools available within all 98ab accounts:
Players who believe they or someone they know may have a gambling problem are encouraged to seek assistance from responsible gaming support organisations. Information and further resources are available on the 98ab Responsible Gaming page.
All intellectual property comprised within the 98ab platform — including but not limited to the 98ab brand name and logo, website design, software, game assets, odds compilation methodologies, written content, and any other proprietary material — is the exclusive property of 98ab or its licensors and is protected by applicable copyright, trademark, and other intellectual property laws.
Players are granted a limited, personal, non-exclusive, non-transferable, revocable licence to access and use the 98ab platform for their own personal gaming entertainment. No licence to copy, modify, distribute, sell, publicly display, or create derivative works from any 98ab intellectual property is granted to any Player under these Terms and Conditions. Any unauthorised use of 98ab intellectual property is strictly prohibited and may result in civil and/or criminal liability.
The 98ab platform is provided on an "as is" and "as available" basis. While 98ab makes reasonable efforts to ensure continuous availability and accurate operation of its services, we do not warrant that the platform will be uninterrupted, error-free, or free from technical defects. To the maximum extent permitted by applicable law:
Nothing in these Terms and Conditions shall operate to exclude or limit liability for death or personal injury caused by 98ab's negligence, or for any other liability that cannot lawfully be excluded.
98ab collects, processes, and stores personal data relating to Players in accordance with its Privacy Policy, which is incorporated into these Terms and Conditions by reference. By using the 98ab platform, Players consent to the collection and use of their personal data as described in the Privacy Policy.
98ab may share Player data with regulatory authorities, law enforcement agencies, financial crime investigation bodies, and its licensed third-party service providers where required by law or necessary for the operation of the platform. 98ab will not sell Player personal data to unaffiliated third parties for marketing purposes without explicit consent.
98ab reserves the right to suspend or permanently close any Player account at any time, with or without prior notice, where:
Players may voluntarily close their 98ab account at any time by submitting a written request to 98ab customer support. Any real money balance remaining in a voluntarily closed account (excluding forfeited Bonus Funds) will be returned to the Player via their registered payment method following satisfactory completion of KYC verification, subject to any outstanding investigations or restrictions.
In the event of any dispute arising from a Player's use of the 98ab platform, Players are required to follow the formal complaint procedure set out below before pursuing any other remedy:
Disputes regarding the outcome of random number generator-determined games may be investigated using server-side game logs. The results recorded in the 98ab system shall be the definitive record of game outcomes.
98ab reserves the right to amend, update, or replace these Terms and Conditions at any time. Where material changes are made, 98ab will notify registered Players by email to their registered address and/or by prominent notice on the 98ab platform for a minimum of 14 days prior to the changes taking effect. The most current version of these Terms will always be accessible at 98ab.bid/terms-conditions.
Continued use of the 98ab platform following the effective date of any amended Terms constitutes the Player's acceptance of the amended Terms in full. If a Player objects to any amendment, their sole remedy is to close their account in accordance with Section 13 before the amendments take effect.
These Terms and Conditions, and any dispute or claim arising out of or in connection with them (including non-contractual disputes or claims), shall be governed by and construed in accordance with the laws of the jurisdiction in which 98ab holds its primary international gaming licence. The appropriate courts of that jurisdiction shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms.
Nothing in this clause shall prevent 98ab from seeking urgent injunctive or other equitable relief in any court of competent jurisdiction where the facts require immediate action to protect 98ab's legitimate interests or those of its Players.
All formal correspondence, complaints, and general queries relating to these Terms and Conditions should be directed to the 98ab support team using the following contact channels. Note that the email address below is provided for informational purposes — please copy it manually and do not use any automated link:
For issues relating specifically to Responsible Gaming, self-exclusion, or player welfare, please visit the dedicated Responsible Gaming page on the 98ab platform, where additional contact options and support resources are available.
Now that you have reviewed the 98ab Terms and Conditions, explore Pakistan's most complete online gaming platform — cricket betting, live casino, 500+ slots, and native PKR banking.
21+ only. Please gamble responsibly. 98ab is committed to the welfare of all Pakistani players.